Friday, 24 May 2013

Movie: I know what you did last summer; Financial Crisis in US

单词学习: on your/its feet 状况转好, 回到正轨 feeling better or being in better condition. He's the one who put the company on its feet again. Usage notes: often used in the form back on your feet: After his mother died, it took him a few months to get back on his feet. It would take years for US housing market to get back on its feet. vote with your feet 举双脚反对, 强烈反对 to show that you do not support something, especially an organization or a product, by not using or not buying it any more. Parents are voting with their feet and moving their children to schools where there is better discipline. think twice (about something) to consider something more carefully. You may want to think twice before buying one of California's new earthquake insurance policies. Usage notes: often used as a warning, and sometimes used in the form think twice before doing something: He said he is sorry and will think twice before giving such advice again. over a barrel 别无选择很难摆脱的困境, 一筹莫展 in a situation in which someone has no choice about what to do. In a very awkward position from which extrication解脱 is difficult. The software company has you over a barrel – if you don't accept the license, you can't use the software. During the negotiations the opposing faction had us over a barrel. Usage notes: usually used with have, as in the example. Etymology: based on the idea of making someone lie on a barrel (= a large, curved container) so they will be unable to move freely. bush doctrine A policy of preemptive(先发制人的) strike, as proposed by President George W. Bush. "My pants weren't dirty yet, but I Bush Doctrined them and washed them anyway." "I'm going to Bush Doctrine this test, because I can't study at the last minute." "If that asshat so much as looks at me again, I'm going to Bush Doctrine his face into the ground.".
 
电影"I know what you did last summer": 1. out of season I. at the time of year when hunting or fishing is not legal. He got fined for killing a deer out of season. II. not available fresh locally. Asparagus is out of season now and really expensive. III. at the time of year when something is not popular. We like going to beach towns out of season. Jolie暑假回家后他妈妈说本想做另一种鱼给她吃的,可惜已经过季了. 2. spin(roll over, turn over) in someone's grave 心感不安 to be shocked and upset by what someone has done. Hoch said the place was like a cow pasture, which no doubt had his grandmother spinning in her grave. Usage notes: also used in the forms turn over in someone's grave and roll over in someone's grave; used to show that if someone already dead were present, they would be upset. Jolie大学第一个学期成绩不好, 妈妈说"You went away, never call, never visit. Your father must be turnning over in his grave." 3. slicker = raincoat 雨衣. 一年后一个穿雨衣的人袭击了. 4. Egan家里没有人应, Jolie到窗户上看, Helen说 "Well, it was a good try. Adding breaking and entering强闯民宅 to our crime spree?" Egan姐姐回来了, 他们只好找借口:"Hi. Our car stalled抛锚 down the road... and we were wondering if we could use your phone." 5. Jolie和Egan的姐姐聊天:"Are you girls from Maribel?" "Oh, no. Southport." "Oh. I went to Southport High." "Yeah, I knew you looked familiar." "What year?哪一级" "Uh, class of '88," "What class was your brother? 哪一年级的" "Uh, '92, but he died last July. Well, Things just haven't been the same(一切都不一样了) since he died. I could make you guys a cup of tea while you're waiting." "Yeah, thanks. That's nice of you.你真好" 6. 打探完消息后他们想回到汽车里"We should probably wait back in the car." "Don't be ridiculous. Why don't... Uh, stay." 7. 回到车里Jolie说: "I wigged out ( 激动发狂,失态 To throw a fit大发脾气 or go crazy发疯, usually caused by something, but sometimes spontaneously caused by build up of energyWhoa, those guys called Jim a weirdo, then he had a total wig out, killed them, and stuffed their testicles into their mouths. wig假发 ). I'm sorry." 8. Jolie很自责"Helen, we killed a man, and then ruined the lives of everyone he knew." Helen: "I don't think we're that powerful我们没那么本事. You're giving us way too much credit 你过奖了,你高抬我们了." 9. Helen正在看他的后冠,她姐姐过来说"Hey, is the washed-up ( washed-up 过了高峰期的. 过了黄金期的. No longer capable, effective or needed; over the hill. Pavarotti's washed up as a singer, in my view. washed-out I. 洗的发白了的. 洗的褪色了的. lacking colour, as if faded. II. 累的. 没精神的, 一动不愿动的. tired, jaded and lacking animation. I feel really washed out after all that editing. ) , dried-out ( dried out: Old; worn out; useless. dried up 干透了的: Dry; having run out of water.) has-been ( 过气人物 (pejorative) A person, especially one formerly popular or influential, who continues in their field after their popularity or effectiveness has peaked and is now in decline. It is better to be a  has-been than a never-was. hasbian: A former lesbian who is now heterosexual.) having a moment?" 然后说"We're doing inventory盘点 at the store tomorrow. I need you there by 10:00." Helen说"The outgoing 卸任的 queen has to ride in the parade prior to the pageant. It's tradition. There's nothing I can do about it我也没有办法." 11. Ray: "I've been looking everywhere for you."我到处在找你们. Barry看到他就冲动的过去打他并说"Wake up, Julie. He's behind this都是他幕后捣鬼.", Ray说他也得到纸条恐吓了, Barry说"I got run over被车捻了. Helen gets her hair chopped off. Julie gets a body in a trunk and you get a letter. That's balanced这就能扯平啦?. Drop the act别装了, 得了吧你("Stop pretending, because I know the truth".). You killed Max and took my jacket." 12. Max暗恋Julie, 在选美结束后拿了杯饮料来搭讪:"Julie, brought you a shooter on the house. "Oh, thanks, Max, but you know what? I have this mental block ( 心理障碍 = hang-up. an inability to remember or think of something you normally can do; often caused by emotional tension; "I knew his name perfectly well but I had a temporary block". mental block (against something) Fig. to have some psychological barrier that prevents one from doing something. (get ~; have ~; give someone ~.) Perry has a mental block against speaking in public. hang-up 心理障碍, 心结 Informal I. A psychological or emotional difficulty or inhibition. a preoccupation, fixation, or psychological block; complex. II. An obstacle to smooth progress or development. ). I can't get past the slime ( slime: 黏黏的东西. I. A thick sticky slippery substance. II. Soft moist earth; mud. III.  A slurry containing very fine particulate matter. IV. Slang A despicable or repulsive person. V. Vile or disgusting matter. a slime ball 虚假的人, 不真诚的人. 装友善的人. 虚伪的嘴脸 (informal) an unpleasant man who is friendly in a way which is not sincere. I don't know what she sees in him - he's such a slime ball! get something past (someone or something)  I. Lit. to move something around or ahead of someone or something that is in the way. Let's get the piano past the bump in the floor, then we'll figure out how to move it farther. See if you can get the ball past their goalie by shooting high. II. Fig. to get someone or a group to approve something; to work something through a bureaucracy. Do you think we can get this past the censors? I will never get this size increase past the board.)." Max仍然不放弃"How about I take you out before you leave town? Kind of a bon voyage thing就当送行. We've been friends since forever朋友一场. You can't just leave without a farewell说走就走." 13. 沙滩上他们都在讲各自听到的同一个恐怖故事"So the boy and girl are making out, right... when they hear over the radio that this lunatic killer's escaped from an insane asylum..." "Dude, you're telling it wrong你讲错啦. He's been decapitated斩首..." "You're all wrong. ... Now that's the original story. That's the way it really happened." "None of it really happened. It's a bullshit ghost story to begin with. It's a fictional story created to warn young girls against premarital sex." 14. Ray对Jolie说的"Did you know the success rate 成功率 of high school sweetheart relationships is higher than any other type of relationship?" 15. 撞人发生后"We've gotta call the police报警 and get an ambulance out here." "Hey, what's your hurry你有什么好着急的, 你有什么急事啊!" "It was an accident. You weren't drinking or speeding." "There's liquor all over the car." "But you're sober." "No, we are going to the police!" "We don't have time for your shit! You understand? We've gotta move fast!" "Don't you get it? If there's some of him on the car, there's some of the car on him. They're gonna trace it back to you. You're looking at a hit-and-run肇事逃逸. 16. "Look what the cat drug in.看看谁来了".

Financial crisis fallout( 附带结果,副作用) - Bankers fear regulations will hurt small lenders: Peter Humphrey worries about becoming a victim of collateral damage ( 附带损害 collateral 附属的,附带的 loan against collateral抵押贷款,担保贷款 collateral reading课外读物 collateral evidence旁证. ). He doesn't fret (焦虑, 烦恼, 担忧) for himself but for his company, Financial Institutions Inc., parent of Five Star Bank. There are two reasons for the concern (他的担心有两点). First is the so-called "subprime mortgage crisis." Secondly, it was the March 16 action by the Federal Reserve to keep investment banker Bear Stearns Cos. from collapsing and plunging already nervous financial markets into possible economic chaos. It's not an unreasonable stretch of the imagination (这样想并不过分), Humphrey believes, to link prevention of an event that could have had global repercussions反响 with his banking company in rural Wyoming County. It is valid有根据的, he says, because lawmakers and regulators, in their zeal to prevent another subprime muddle混乱 and protect the Fed's assumption of risk in investment banking, might impose new rules that would increase the already heavy regulatory burden on small banks like Humphrey's. "My concern is that commercial and community banks like ours are heavily regulated today. Most did not participate in the irresponsible subprime mess," said Humphrey, president and CEO of Warsaw-based Financial Institutions Inc. "Regulatory response should focus more on those who were unregulated or under-regulates未被监管或者监管不力者 - the mortgage brokers, mortgage bankers and investment bankers," he said. Tens of thousands of credit-risky homeowners with subprime mortgages in some states have lost their homes when unable to pay higher interest rates. "But it is not the widespread problem that the mass media has portrayed," Humphrey said. In certain areas, such as Florida and California where real estate prices went from boom to bust(According to most economists, an economic boom is typically characterized by an increased level of economic output (GDP), a corresponding increase in aggregate demand(累积总需求), falling unemployment, and often, a rise in the inflation rate. During busts, or recessions, aggregate demand is low, inflation decreases, unemployment rises and national income falls. In extreme recessions deflation (a sustained fall in the general price level) may occur.), the subprime issue has reached crisis proportions. Humphrey said lawmakers in Washington and Albany are currently discussing potential remedies 拯救方案 for a non-existent problem for most of the country and most banks that are tantamount ( 等价的,等值的, 等同于 ( postpositive; foll by to) as good (as); equivalent in effect (to). Equivalent in effect or value: a request tantamount to a demand. His statement was tantamount to an admission of guilt ) to a cure worse than the disease. "With the regulations being talked about, including interest rate caps, the mortgage business will really dry up and people who should be getting a mortgage won't be able to and that will add to the already depressed housing market," he said. If the various proposals become law, Humphrey said, "it could lead to a credit crunch(A credit crunch 信贷危机 (also known as a credit squeeze or credit crisis) is a reduction in the general availability of loans (or credit) or a sudden tightening of the conditions required to obtain a loan from the banks. A credit crunch generally involves a reduction in the availability of credit independent of a rise in official interest rates. In such situations, the relationship between credit availability and interest rates has implicitly changed, such that either credit becomes less available at any given official interest rate, or there ceases to be a clear relationship between interest rates and credit availability (i.e. credit rationing occurs). Many times, a credit crunch is accompanied by a flight to quality by lenders and investors, as they seek less risky investments (often at the expense of small to medium size enterprises). flight I. An exuberant or transcendent effort or display. a soaring mental journey above or beyond the normal everyday world. a flight of fancy. a flight of the imagination; flights of oratory. II. A round of competition, as in a sports tournament. III. a group of flying birds or aircraft. a flight of swallows.) worse than what we've already seen." David Nasca, president and CEO of Evans National Bank, said that because investment banks and mortgage banks are not regulated to the extent that commercial and community banks are, he is concerned that a pendulum ['pɛndjuləm] 钟摆-like effect will create regulations for everything that has "bank" in its name. "We didn't cause the problems and they don't rest in our institutions. Yet, we are collateral damage when we are painted with a broad brush天下乌鸦一般黑, 一把抓, 眉毛胡子一把抓, 不分青红皂白地( broad-brush adj. 连带的, 连庄的. 爱屋及乌的, 被波及的, 被连累的, 被带累的, 被株连的. Sweepingly general in scope or thrust: an unfair, broad-brush indictment [in'daitmənt] of all public officials. tar/paint somebody/something with the same brush to say that someone or something has the same bad qualities as someone or something else. When one swimmer uses banned substances, you feel sorry for the others because they are all tarred with the same brush.  )," Nasca said. "The regulatory burden is already very difficult and it only goes one way - up只有更紧的. Regulations don't get fewer," he said. Kenneth Kim, associate professor in the University at Buffalo's School of Management, said the Fed's engineered takeover of Bear Stearns by JP Morgan Chase was the "lesser of two evils. But make no mistake, both are evils - the government's bailout of Bear Stearns versus allowing Bear Stearns to collapse." East Amherst investment adviser David Elias, president of Strategic Advisor, said the domino effect from a collapse of the battered investment banking house could have been on a scale "as severe as the Great Depression." Gary Keith, economist for M&T Bank, said the biggest problems in the U.S. financial system are outside the banking system. "What was unique about the Fed's action is it stepped over the divide between the banking system and the investment banking world. The regulatory oversight function has been lacking in my estimation据我估算, 据我推算, 据我估计 on a lot of the investment banks," he said. Keith applauded the central bank's intervention "to avoid the death by a thousand cuts of letting one firm fail and then have ensuing market concern about who's next while liquidity continued to dry up." Keith said that as a quid pro quo补偿物,交换物 for being bailed out by the Fed, investment banking companies in the future will have to submit to regulations similar to those imposed on banks.